TFS Financial Corporation (TFSL) Financials

NASDAQ:TFSL

Market Cap

3.41B

Total Revenue

291.20M

Gross Profit

291.20M

Operating Income

233.99M

Net Income

74.56M

Metric	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022
revenue	297,021,000	293,333,000	294,387,000	295,367,000	298,745,000	302,477,000	285,885,000	295,519,000	286,929,000	291,200,000
costOfRevenue	--	--	--	--	--	--	--	--	--	--
grossProfit	297,021,000	293,333,000	294,387,000	295,367,000	298,745,000	302,477,000	285,885,000	295,519,000	286,929,000	291,200,000
researchAndDevelopmentExpenses	--	--	--	--	--	--	--	--	--	--
sellingAndMarketingExpenses	12,983,000	14,256,000	19,904,000	16,956,000	19,713,000	19,252,000	19,364,000	16,512,000	19,174,000	21,263,000
generalAndAdministrativeExpenses	99,490,000	100,244,000	106,773,000	106,658,000	105,737,000	112,505,000	114,423,000	114,633,000	117,952,000	118,700,000
sellingGeneralAndAdministrativeExpenses	112,473,000	114,500,000	126,677,000	123,614,000	125,450,000	131,757,000	133,787,000	131,145,000	137,126,000	139,963,000
operatingExpenses	-99,241,000	-91,225,000	-71,642,000	-54,978,000	-35,305,000	-19,209,000	-183,673,000	-195,274,000	-186,835,000	-57,209,000
operatingIncome	197,780,000	202,108,000	222,745,000	240,389,000	263,440,000	283,268,000	102,212,000	100,245,000	100,094,000	233,991,000
totalOtherIncomeExpensesNet	-115,419,000	-103,251,000	-113,350,000	-118,026,000	-130,099,000	-162,104,000	--	--	--	-141,937,000
ebitda	219,095,000	215,393,000	240,198,000	259,758,000	284,325,000	308,455,000	125,162,000	133,065,000	132,662,000	261,026,000
depreciationAndAmortization	21,315,000	13,285,000	17,453,000	19,369,000	20,885,000	25,187,000	22,950,000	32,820,000	32,568,000	27,035,000
interestIncome	383,972,000	374,684,000	383,477,000	388,441,000	408,995,000	443,045,000	482,087,000	455,298,000	389,351,000	409,333,000
interestExpense	115,419,000	103,251,000	113,350,000	118,026,000	130,099,000	162,104,000	216,666,000	213,030,000	157,721,000	141,937,000
incomeBeforeTax	82,361,000	98,857,000	109,395,000	122,363,000	133,341,000	121,164,000	102,212,000	100,245,000	100,094,000	92,054,000
incomeTaxExpense	26,402,000	32,966,000	36,804,000	41,810,000	44,464,000	35,757,000	21,975,000	16,928,000	19,087,000	17,489,000
netIncome	55,959,000	65,891,000	72,591,000	80,553,000	88,877,000	85,407,000	80,237,000	83,317,000	81,007,000	74,565,000
eps	0.18	0.22	0.25	0.28	0.32	0.31	0.29	0.3	0.29	0.26
epsdiluted	0.18	0.22	0.25	0.28	0.32	0.31	0.28	0.29	0.29	0.26
weightedAverageShsOut	301,832,758	298,974,062	289,935,861	281,566,648	277,213,258	275,590,053	275,395,529	275,859,660	276,694,594	277,370,762
weightedAverageShsOutDil	302,746,766	300,556,767	292,210,417	283,785,713	279,268,768	277,298,425	277,374,426	277,803,058	278,576,254	278,686,365
costAndExpenses	-99,241,000	-91,225,000	-71,642,000	-54,978,000	-35,305,000	-19,209,000	-183,673,000	-195,274,000	-186,835,000	-57,209,000
otherExpenses	-211,714,000	-205,725,000	-198,319,000	-178,592,000	-160,755,000	-150,966,000	-317,460,000	-326,419,000	-323,961,000	-197,172,000

Key Facts

Industry

Banks—Regional

Sector

Financial Services

Headquarters

Cleveland, OH, US

Website

thirdfederal.com

CEO

Mr. Marc A. Stefanski

Employees

1025

About the Company

TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. Its deposit products include savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit. The company also provides residential real estate mortgage loans, residential construction loans, and home equity loans and lines of credit, as well as purchase mortgages and first mortgage refinance loans. In addition, it offers escrow and settlement services. The company provides its products and services through its main office in Cleveland, Ohio; and 37 full-service branches and 7 loan production offices located throughout the states of Ohio and Florida. The company was founded in 1938 and is headquartered in Cleveland, Ohio. TFS Financial Corporation operates as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.